The agreement contains the following sections:
Terms of Use
When you access the Web site property of ING Canada, you accept and agree to be bound by and comply with the Agreement regarding the use of this web site (the Agreement) the terms and conditions of which are described below as well as at other locations on the Web site (hereinafter called site). Please take a moment to become familiar with the terms and conditions. If you do not accept the terms and conditions, you should immediately discontinue the use of this site.
ING Canada has no obligation to update information presented on this web site, however these terms and conditions may be changed at any time without notice. You agree to review the terms and conditions regularly and your continued access or use of the site will mean that you agree to be bound by any such changes.
When you access this site you agree to surrender any legal recourse whatsoever resulting from the use of this site or from any information thereon.
The terms and conditions are of general application and shall be read together with and as supplementary to any disclaimer, term, or condition posted on the site.
If any term or condition is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed to be severable from the rest of the terms and conditions and shall not affect the validity and enforceability of any remaining provisions of the Agreement.
Interpretation and Jurisdiction
When it is appropriate for the interpretation of the text, a word used in the masculine gender includes the feminine gender and vice versa.
Access and use of this site are subject to all laws and regulations applicable in your province or territory of residence. Please be aware that some financial products and services described in the site may not be available in your province or territory of residence. This communication does not constitute an offer or solicitation by anyone in any jurisdiction in which the distribution and selling of financial products and services by subsidiaries and affiliated companies of ING Canada is prohibited. Persons accessing this site are required to obtain information about and observe any relevant restrictions.
The terms, exclusions and conditions of the contracts relating to financial products and services mentioned on this site are not fully described. Their interpretation is governed by the terms and conditions of the contract applicable to the insurance or financial product purchased, or to the financial service offered, and by any applicable laws and regulations. In case of any discrepancy between the contract and the website, the contract will apply.
Only Canadian residents who can validly be bound by an agreement under applicable laws can use this site. Individuals residing in an area where the access to or use of the site or any part of is illegal or prohibited are not permitted to use the site. It is your responsibility to determine if you can legally use the site in compliance with all applicable laws.
The investor information contained on this site relates to securities only in those jurisdictions where they may be lawfully available for sale or purchase and only by persons permitted to sell or purchase such securities.
Once you have gained access to the site, it is highly recommended that you do not leave the computer terminal until you have left the site.
ING Canada does not warrant that any information, software or other material accessible through one the site or through links to other Web sites is free of viruses, worms, Trojan horses or other harmful components. Without the use of encryption, communication through the Internet or electronic communication is not secure and privacy cannot be ensured.
When you contact a subsidiary or affiliated company of ING Canada to purchase a financial product or obtain advice or financial services, it must occasionally collect certain information part of which may be personal.
Rest assured, our subsidiaries and affiliated companies respect the applicable laws with regard to the use of your confidential personal information.
ING Canada, its subsidiaries and affiliated companies protect personal information that have been transmitted to them using various means: physical, organizational and technological in accordance with the level of protection required.
ING Canada may use small data files (cookies) that are used for your convenience and save you from identifying yourself at each visit. They do not contain or transmit any personal data.
Certain sections of the site may permit the communication of personal information to take advantage of electronic services. Any information submitted to the site is used solely for the purpose(s) identified in its collection.
Copyright and Trademarks
The site is protected by Copyright laws and International Agreements on such matters, and its content cannot be altered without infringing on the author's rights and his/her moral rights.
The texts, illustrations, graphics and images displayed on the site are and will remain at all times the property of the author, unless stipulated otherwise herein. They cannot, under any circumstances, be sold, reproduced, copied, modified, published or distributed, in whole or in part, as the case may be, without express permission from the author.
No content from the site may be cited on or transmitted to newsgroups, mail lists, or electronic bulletin boards, or incorporated into any other Internet Web site nor may links be created to this site without indicating the source and address of the site and without the prior written consent of ING Canada, its subsidiaries or affiliated companies.
Certain names, words, titles, phrases, logos, icons, graphics or designs or other content in the pages of the site are, as the case may be, trade names or trademarks of ING Canada, its affiliated companies, its subsidiaries or its parent company, ING Groep N.V., registered and/or used in Canada (marks) or in other countries, as the case may be, and represent only part of their intellectual property.
Certain names, words, titles, phrases, logos, icons, graphics or designs or other content in the pages of the site can constitute trademarks or trade names, registered or not, property of third parties and may be used under licence. The display of trademarks and trade names
