Banking with a difference: that's what our independent sister company ING Bank of Canada is all about. ING Bank operates across the country as ING DIRECT, but does not have a branch network. All transactions are conducted by phone, Internet, ABM, or through independent financial professionals. This means that ING Bank's cost of doing business is much less than its competitors'. And when ING Bank saves, you save – it's that simple.

ING Bank of Canada and ING DIRECT offer you simple, easy-to-use products at very competitive interest rates – always with no fees, no service charges, no minimum balance requirements and no money "locked in". ING Bank of Canada products include:

• Canadian and US Dollar Investment Savings Accounts (ISA) that pay one of the market's highest interest rates
• Mortgages, credit accounts and RSP loans
• GICs and RSPs
• Canadian and US Dollar Business Investment Savings Accounts (BISA)

To learn more about ING Bank of Canada's products and services you can contact an independent financial professional in your area.