Commercial insurance for high-risk businesses

Some say that high risk brings great rewards. If your business falls into this category, you probably already know that. But do you also know that ING Insurance’s Niche Products Department is working hard to offer you the protection you need? Our Niche Products can offer you an ideal insurance solution to protect your risk — because we know and understand your business.

ING Insurance’s Niche Products for high-risk specific coverage

We developed our Niche Products Department for businesses with non-standard property risks as well as  hospitality exposures. You’ll find that our products address your business-specific concerns — and offer the security and protection you need to prosper in your unique business reality.

Commercial insurance for non-standard property risks

Your business is the hub of your livelihood — even if it’s in a high-hazard neighbourhood. With ING Insurance’s Niche Products, your insurance protection can be extended even if your commercial building:
• is of combustible construction or is over 50 years old;
• consists of hard-to-place occupancies such as woodworkers;
• is rooming house, rented dwelling (including student rentals), short term rented dwellings and condos, or vacant risk;
• is located in an unprotected area;
• carries high-hazard neighbourhood risks;
• is a tavern, bar, banquet hall or restaurant with entertainment.
• Non-standard homeowners risks

Hospitality business protection

Whether your establishment is licensed or unlicensed, you still need to ensure you’re covered. ING Insurance’s Niche Products will give you full coverage including liability for maximum protection. Our products are designed for:
• Quality, upscale restaurants with less than 40% liquor sales
• Family restaurants with less than 30% liquor sales
• Both licensed and unlicensed establishments

To realize the rewards of ING Niche Products, find an insurance broker near you.